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Is Your Standard Liability Coverage Adequate As a Tradesman?

As a tradesman (or tradie to use the "proper" Australian vernacular!), you know that you need to maintain adequate levels of insurance coverage to protect you and others who may work in the team. As this is a very important part of the operation you may already have public liability insurance in place and feel that you are adequately covered for all eventualities. However, this is not necessarily the case and you may need to have another look at your exposure, in association with your insurance adviser.

3 Reasons You Should Always Pay Your Civil Contracting Insurance Premiums

How would you protect yourself in case of an accident at your work site? The answer is getting the right civil contracting insurance. Always assess the terms and conditions of the insurance contract to make sure that it meets all your needs. Below are leading reasons why you should always pay your civil contracting insurance premiums. Safeguards you from unexpected expenditure Getting the right civil contracting insurance safeguards a contractor from any unforeseen expenditure.

Some Common and Important Questions About Office Insurance

Getting office insurance is very important when you own a business of any sort, even a small business that involves just you and a partner. Insurance can protect you from losing your assets to litigation and from facing fines and fees from the government if you don't have legally required insurance for workers or your property. Note some common and very important questions about office or business insurance and then discuss these with an insurance agent so you know you are properly protected.

What to Look for When Shopping for Heavy Motor Insurance

Heavy motor insurance is vehicle insurance provided for vehicles that are considered heavy-duty, or that haul heavy equipment such as cranes and earthmovers. Because these vehicles may cause more damage to other vehicles and property during an accident, and because they are typically more expensive than standard cargo trucks and delivery vans, they will require specialized insurance. When shopping around for heavy motor insurance, you want to ensure you know what to expect from a broker and know your options.