What Level of Insurance Do You Need If You're Going to Open a Restaurant?

The average Australian is a very sociable individual and even though there is a trend towards home delivery, there will always be a demand for gathering places, bars, restaurants and cafes. As an entrepreneur, you may want to take advantage of this opportunity and may be thinking about opening a restaurant of your own. There's a lot to consider, of course, but you'll want to get an adequate level of protection and will need to get the right type of restaurant and cafe insurance. [Read More]

Is Your Standard Liability Coverage Adequate As a Tradesman?

As a tradesman (or tradie to use the "proper" Australian vernacular!), you know that you need to maintain adequate levels of insurance coverage to protect you and others who may work in the team. As this is a very important part of the operation you may already have public liability insurance in place and feel that you are adequately covered for all eventualities. However, this is not necessarily the case and you may need to have another look at your exposure, in association with your insurance adviser. [Read More]

3 Reasons You Should Always Pay Your Civil Contracting Insurance Premiums

How would you protect yourself in case of an accident at your work site? The answer is getting the right civil contracting insurance. Always assess the terms and conditions of the insurance contract to make sure that it meets all your needs. Below are leading reasons why you should always pay your civil contracting insurance premiums. Safeguards you from unexpected expenditure Getting the right civil contracting insurance safeguards a contractor from any unforeseen expenditure. [Read More]

Some Common and Important Questions About Office Insurance

Getting office insurance is very important when you own a business of any sort, even a small business that involves just you and a partner. Insurance can protect you from losing your assets to litigation and from facing fines and fees from the government if you don't have legally required insurance for workers or your property. Note some common and very important questions about office or business insurance and then discuss these with an insurance agent so you know you are properly protected. [Read More]